Call report 2002Q4
VALLEY COMMUNITY BANK — 2002Q4
The 22 measures VALLEY COMMUNITY BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 107,251,000 | USD | evidence → |
| Total loans | 72,022,000 | USD | evidence → |
| Allowance for loan losses | 913,000 | USD | evidence → |
| Securities available for sale | 17,415,000 | USD | evidence → |
| Securities held to maturity | 175,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 98,418,000 | USD | evidence → |
| Interest-bearing deposits | 81,504,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,914,000 | USD | evidence → |
| Equity capital | 7,638,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,817,000 | USD | evidence → |
| Interest expense | 1,766,000 | USD | evidence → |
| Net interest income | 4,051,000 | USD | evidence → |
| Noninterest income | 526,000 | USD | evidence → |
| Noninterest expense | 4,064,000 | USD | evidence → |
| Provision for loan losses | 315,000 | USD | evidence → |
| Pretax income | 274,000 | USD | evidence → |
| Income tax | 93,000 | USD | evidence → |
| Net income | 181,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,532,000 | USD | evidence → |
| Total capital | 8,445,000 | USD | evidence → |
| Risk-weighted assets | 83,827,000 | USD | evidence → |