Call report 2005Q3
CHARIS BANK — 2005Q3
The 22 measures CHARIS BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 59,652,000 | USD | evidence → |
| Total loans | 45,921,000 | USD | evidence → |
| Allowance for loan losses | 608,000 | USD | evidence → |
| Securities available for sale | 499,000 | USD | evidence → |
| Securities held to maturity | 2,581,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 52,242,000 | USD | evidence → |
| Interest-bearing deposits | 36,155,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,087,000 | USD | evidence → |
| Equity capital | 7,329,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,841,000 | USD | evidence → |
| Interest expense | 348,000 | USD | evidence → |
| Net interest income | 2,493,000 | USD | evidence → |
| Noninterest income | 335,000 | USD | evidence → |
| Noninterest expense | 1,311,000 | USD | evidence → |
| Provision for loan losses | 35,000 | USD | evidence → |
| Pretax income | 1,480,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,480,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,339,000 | USD | evidence → |
| Total capital | 7,902,000 | USD | evidence → |
| Risk-weighted assets | 45,029,000 | USD | evidence → |