Call report 2005Q2
CHARIS BANK — 2005Q2
The 22 measures CHARIS BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 57,759,000 | USD | evidence → |
| Total loans | 49,238,000 | USD | evidence → |
| Allowance for loan losses | 598,000 | USD | evidence → |
| Securities available for sale | 500,000 | USD | evidence → |
| Securities held to maturity | 2,580,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 50,116,000 | USD | evidence → |
| Interest-bearing deposits | 35,313,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,804,000 | USD | evidence → |
| Equity capital | 6,901,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,859,000 | USD | evidence → |
| Interest expense | 211,000 | USD | evidence → |
| Net interest income | 1,648,000 | USD | evidence → |
| Noninterest income | 225,000 | USD | evidence → |
| Noninterest expense | 801,000 | USD | evidence → |
| Provision for loan losses | 20,000 | USD | evidence → |
| Pretax income | 1,050,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,050,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,910,000 | USD | evidence → |
| Total capital | 7,500,000 | USD | evidence → |
| Risk-weighted assets | 47,213,000 | USD | evidence → |