Call report 2005Q4
CHARIS BANK — 2005Q4
The 22 measures CHARIS BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 63,650,000 | USD | evidence → |
| Total loans | 46,736,000 | USD | evidence → |
| Allowance for loan losses | 622,000 | USD | evidence → |
| Securities available for sale | 1,497,000 | USD | evidence → |
| Securities held to maturity | 3,082,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 57,706,000 | USD | evidence → |
| Interest-bearing deposits | 37,988,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,718,000 | USD | evidence → |
| Equity capital | 5,871,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,865,000 | USD | evidence → |
| Interest expense | 507,000 | USD | evidence → |
| Net interest income | 3,358,000 | USD | evidence → |
| Noninterest income | 448,000 | USD | evidence → |
| Noninterest expense | 2,125,000 | USD | evidence → |
| Provision for loan losses | 50,000 | USD | evidence → |
| Pretax income | 1,629,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,629,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,883,000 | USD | evidence → |
| Total capital | 6,466,000 | USD | evidence → |
| Risk-weighted assets | 46,581,000 | USD | evidence → |