Call report 2005Q1
CHARIS BANK — 2005Q1
The 22 measures CHARIS BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 57,768,000 | USD | evidence → |
| Total loans | 46,620,000 | USD | evidence → |
| Allowance for loan losses | 538,000 | USD | evidence → |
| Securities available for sale | 588,000 | USD | evidence → |
| Securities held to maturity | 2,580,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 51,385,000 | USD | evidence → |
| Interest-bearing deposits | 37,617,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,768,000 | USD | evidence → |
| Equity capital | 6,328,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 885,000 | USD | evidence → |
| Interest expense | 97,000 | USD | evidence → |
| Net interest income | 788,000 | USD | evidence → |
| Noninterest income | 109,000 | USD | evidence → |
| Noninterest expense | 406,000 | USD | evidence → |
| Provision for loan losses | 9,000 | USD | evidence → |
| Pretax income | 482,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 482,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,341,000 | USD | evidence → |
| Total capital | 6,879,000 | USD | evidence → |
| Risk-weighted assets | 45,231,000 | USD | evidence → |