Call report 2025Q3
BANK OF PONTIAC — 2025Q3
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,152,149,000 | USD | evidence → |
| Total loans | 836,563,000 | USD | evidence → |
| Allowance for loan losses | 9,113,000 | USD | evidence → |
| Securities available for sale | 158,786,000 | USD | evidence → |
| Securities held to maturity | 5,528,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 986,484,000 | USD | evidence → |
| Interest-bearing deposits | 581,376,000 | USD | evidence → |
| Noninterest-bearing deposits | 405,108,000 | USD | evidence → |
| Equity capital | 129,538,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 44,625,000 | USD | evidence → |
| Interest expense | 14,255,000 | USD | evidence → |
| Net interest income | 30,370,000 | USD | evidence → |
| Noninterest income | 3,254,000 | USD | evidence → |
| Noninterest expense | 17,041,000 | USD | evidence → |
| Provision for loan losses | 554,000 | USD | evidence → |
| Pretax income | 16,026,000 | USD | evidence → |
| Income tax | 4,205,000 | USD | evidence → |
| Net income | 11,821,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 111,939,000 | USD | evidence → |
| Total capital | 121,459,000 | USD | evidence → |
| Risk-weighted assets | 847,644,000 | USD | evidence → |