Call report 2025Q2
BANK OF PONTIAC — 2025Q2
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,123,645,000 | USD | evidence → |
| Total loans | 813,635,000 | USD | evidence → |
| Allowance for loan losses | 9,212,000 | USD | evidence → |
| Securities available for sale | 153,918,000 | USD | evidence → |
| Securities held to maturity | 4,780,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 965,202,000 | USD | evidence → |
| Interest-bearing deposits | 597,116,000 | USD | evidence → |
| Noninterest-bearing deposits | 368,086,000 | USD | evidence → |
| Equity capital | 122,409,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 29,249,000 | USD | evidence → |
| Interest expense | 9,652,000 | USD | evidence → |
| Net interest income | 19,597,000 | USD | evidence → |
| Noninterest income | 2,133,000 | USD | evidence → |
| Noninterest expense | 11,399,000 | USD | evidence → |
| Provision for loan losses | 346,000 | USD | evidence → |
| Pretax income | 9,869,000 | USD | evidence → |
| Income tax | 2,563,000 | USD | evidence → |
| Net income | 7,306,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 107,386,000 | USD | evidence → |
| Total capital | 117,117,000 | USD | evidence → |
| Risk-weighted assets | 823,136,000 | USD | evidence → |