Call report 2025Q4
BANK OF PONTIAC — 2025Q4
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,170,761,000 | USD | evidence → |
| Total loans | 844,948,000 | USD | evidence → |
| Allowance for loan losses | 9,353,000 | USD | evidence → |
| Securities available for sale | 161,977,000 | USD | evidence → |
| Securities held to maturity | 4,553,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,000,722,000 | USD | evidence → |
| Interest-bearing deposits | 805,400,000 | USD | evidence → |
| Noninterest-bearing deposits | 195,322,000 | USD | evidence → |
| Equity capital | 133,598,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 60,188,000 | USD | evidence → |
| Interest expense | 18,774,000 | USD | evidence → |
| Net interest income | 41,414,000 | USD | evidence → |
| Noninterest income | 4,633,000 | USD | evidence → |
| Noninterest expense | 22,942,000 | USD | evidence → |
| Provision for loan losses | 1,117,000 | USD | evidence → |
| Pretax income | 22,006,000 | USD | evidence → |
| Income tax | 5,725,000 | USD | evidence → |
| Net income | 16,281,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 114,451,000 | USD | evidence → |
| Total capital | 124,190,000 | USD | evidence → |
| Risk-weighted assets | 844,723,000 | USD | evidence → |