Call report 2025Q1
BANK OF PONTIAC — 2025Q1
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,136,841,000 | USD | evidence → |
| Total loans | 791,743,000 | USD | evidence → |
| Allowance for loan losses | 9,208,000 | USD | evidence → |
| Securities available for sale | 155,299,000 | USD | evidence → |
| Securities held to maturity | 4,298,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 980,666,000 | USD | evidence → |
| Interest-bearing deposits | 599,676,000 | USD | evidence → |
| Noninterest-bearing deposits | 380,990,000 | USD | evidence → |
| Equity capital | 119,385,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,477,000 | USD | evidence → |
| Interest expense | 4,957,000 | USD | evidence → |
| Net interest income | 9,520,000 | USD | evidence → |
| Noninterest income | 1,157,000 | USD | evidence → |
| Noninterest expense | 5,725,000 | USD | evidence → |
| Provision for loan losses | 278,000 | USD | evidence → |
| Pretax income | 4,659,000 | USD | evidence → |
| Income tax | 1,195,000 | USD | evidence → |
| Net income | 3,464,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 103,995,000 | USD | evidence → |
| Total capital | 113,621,000 | USD | evidence → |
| Risk-weighted assets | 799,937,000 | USD | evidence → |