Call report 2023Q3
BANK OF PONTIAC — 2023Q3
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2023Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 975,839,000 | USD | evidence → |
| Total loans | 724,637,000 | USD | evidence → |
| Allowance for loan losses | 7,945,000 | USD | evidence → |
| Securities available for sale | 156,852,000 | USD | evidence → |
| Securities held to maturity | 6,036,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 800,685,000 | USD | evidence → |
| Interest-bearing deposits | 480,121,000 | USD | evidence → |
| Noninterest-bearing deposits | 320,564,000 | USD | evidence → |
| Equity capital | 95,254,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 31,658,000 | USD | evidence → |
| Interest expense | 6,374,000 | USD | evidence → |
| Net interest income | 25,284,000 | USD | evidence → |
| Noninterest income | 3,154,000 | USD | evidence → |
| Noninterest expense | 14,630,000 | USD | evidence → |
| Provision for loan losses | 403,000 | USD | evidence → |
| Pretax income | 13,482,000 | USD | evidence → |
| Income tax | 3,415,000 | USD | evidence → |
| Net income | 10,067,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 97,001,000 | USD | evidence → |
| Total capital | 105,350,000 | USD | evidence → |
| Risk-weighted assets | 748,075,000 | USD | evidence → |