Call report 2023Q4
BANK OF PONTIAC — 2023Q4
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,014,387,000 | USD | evidence → |
| Total loans | 758,102,000 | USD | evidence → |
| Allowance for loan losses | 8,605,000 | USD | evidence → |
| Securities available for sale | 162,249,000 | USD | evidence → |
| Securities held to maturity | 4,989,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 812,758,000 | USD | evidence → |
| Interest-bearing deposits | 479,282,000 | USD | evidence → |
| Noninterest-bearing deposits | 333,476,000 | USD | evidence → |
| Equity capital | 102,515,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 43,460,000 | USD | evidence → |
| Interest expense | 10,031,000 | USD | evidence → |
| Net interest income | 33,429,000 | USD | evidence → |
| Noninterest income | 4,347,000 | USD | evidence → |
| Noninterest expense | 19,910,000 | USD | evidence → |
| Provision for loan losses | 1,144,000 | USD | evidence → |
| Pretax income | 16,893,000 | USD | evidence → |
| Income tax | 4,438,000 | USD | evidence → |
| Net income | 12,455,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 99,464,000 | USD | evidence → |
| Total capital | 108,466,000 | USD | evidence → |
| Risk-weighted assets | 771,583,000 | USD | evidence → |