Call report 2023Q2
BANK OF PONTIAC — 2023Q2
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 962,430,000 | USD | evidence → |
| Total loans | 710,815,000 | USD | evidence → |
| Allowance for loan losses | 7,578,000 | USD | evidence → |
| Securities available for sale | 163,463,000 | USD | evidence → |
| Securities held to maturity | 6,041,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 800,039,000 | USD | evidence → |
| Interest-bearing deposits | 482,985,000 | USD | evidence → |
| Noninterest-bearing deposits | 317,054,000 | USD | evidence → |
| Equity capital | 94,878,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,280,000 | USD | evidence → |
| Interest expense | 3,415,000 | USD | evidence → |
| Net interest income | 16,865,000 | USD | evidence → |
| Noninterest income | 2,214,000 | USD | evidence → |
| Noninterest expense | 9,885,000 | USD | evidence → |
| Provision for loan losses | -29,000 | USD | evidence → |
| Pretax income | 9,315,000 | USD | evidence → |
| Income tax | 2,395,000 | USD | evidence → |
| Net income | 6,920,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 93,780,000 | USD | evidence → |
| Total capital | 101,747,000 | USD | evidence → |
| Risk-weighted assets | 727,451,000 | USD | evidence → |