Call report 2022Q1
BANK OF PONTIAC — 2022Q1
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2022Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 950,139,000 | USD | evidence → |
| Total loans | 542,703,000 | USD | evidence → |
| Allowance for loan losses | 6,605,000 | USD | evidence → |
| Securities available for sale | 165,638,000 | USD | evidence → |
| Securities held to maturity | 3,467,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 830,648,000 | USD | evidence → |
| Interest-bearing deposits | 494,356,000 | USD | evidence → |
| Noninterest-bearing deposits | 336,292,000 | USD | evidence → |
| Equity capital | 98,022,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,757,000 | USD | evidence → |
| Interest expense | 481,000 | USD | evidence → |
| Net interest income | 6,276,000 | USD | evidence → |
| Noninterest income | 1,131,000 | USD | evidence → |
| Noninterest expense | 4,398,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 3,009,000 | USD | evidence → |
| Income tax | 759,000 | USD | evidence → |
| Net income | 2,250,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 88,770,000 | USD | evidence → |
| Total capital | 95,375,000 | USD | evidence → |
| Risk-weighted assets | 573,608,000 | USD | evidence → |