Call report 2022Q2
BANK OF PONTIAC — 2022Q2
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2022Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 924,553,000 | USD | evidence → |
| Total loans | 576,266,000 | USD | evidence → |
| Allowance for loan losses | 6,871,000 | USD | evidence → |
| Securities available for sale | 206,297,000 | USD | evidence → |
| Securities held to maturity | 7,254,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 820,603,000 | USD | evidence → |
| Interest-bearing deposits | 491,292,000 | USD | evidence → |
| Noninterest-bearing deposits | 329,311,000 | USD | evidence → |
| Equity capital | 89,686,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,115,000 | USD | evidence → |
| Interest expense | 933,000 | USD | evidence → |
| Net interest income | 13,182,000 | USD | evidence → |
| Noninterest income | 2,124,000 | USD | evidence → |
| Noninterest expense | 9,188,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 5,818,000 | USD | evidence → |
| Income tax | 1,341,000 | USD | evidence → |
| Net income | 4,477,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 89,077,000 | USD | evidence → |
| Total capital | 95,948,000 | USD | evidence → |
| Risk-weighted assets | 604,639,000 | USD | evidence → |