Call report 2021Q4
BANK OF PONTIAC — 2021Q4
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 963,923,000 | USD | evidence → |
| Total loans | 560,158,000 | USD | evidence → |
| Allowance for loan losses | 6,535,000 | USD | evidence → |
| Securities available for sale | 122,822,000 | USD | evidence → |
| Securities held to maturity | 2,146,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 841,604,000 | USD | evidence → |
| Interest-bearing deposits | 477,345,000 | USD | evidence → |
| Noninterest-bearing deposits | 364,259,000 | USD | evidence → |
| Equity capital | 101,539,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,611,000 | USD | evidence → |
| Interest expense | 2,389,000 | USD | evidence → |
| Net interest income | 24,222,000 | USD | evidence → |
| Noninterest income | 7,343,000 | USD | evidence → |
| Noninterest expense | 17,614,000 | USD | evidence → |
| Provision for loan losses | 600,000 | USD | evidence → |
| Pretax income | 13,430,000 | USD | evidence → |
| Income tax | 3,466,000 | USD | evidence → |
| Net income | 9,964,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 86,437,000 | USD | evidence → |
| Total capital | 92,972,000 | USD | evidence → |
| Risk-weighted assets | 581,814,000 | USD | evidence → |