Call report 2020Q3
BANK OF PONTIAC — 2020Q3
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2020Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 620,601,000 | USD | evidence → |
| Total loans | 450,286,000 | USD | evidence → |
| Allowance for loan losses | 5,334,000 | USD | evidence → |
| Securities available for sale | 67,976,000 | USD | evidence → |
| Securities held to maturity | 8,042,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 525,525,000 | USD | evidence → |
| Interest-bearing deposits | 433,071,000 | USD | evidence → |
| Noninterest-bearing deposits | 92,454,000 | USD | evidence → |
| Equity capital | 79,346,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,273,000 | USD | evidence → |
| Interest expense | 2,548,000 | USD | evidence → |
| Net interest income | 14,725,000 | USD | evidence → |
| Noninterest income | 4,188,000 | USD | evidence → |
| Noninterest expense | 9,395,000 | USD | evidence → |
| Provision for loan losses | 1,300,000 | USD | evidence → |
| Pretax income | 8,376,000 | USD | evidence → |
| Income tax | 2,179,000 | USD | evidence → |
| Net income | 6,197,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 79,256,000 | USD | evidence → |
| Total capital | 84,191,000 | USD | evidence → |
| Risk-weighted assets | 394,394,000 | USD | evidence → |