Call report 2020Q2
BANK OF PONTIAC — 2020Q2
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2020Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 595,673,000 | USD | evidence → |
| Total loans | 444,376,000 | USD | evidence → |
| Allowance for loan losses | 5,151,000 | USD | evidence → |
| Securities available for sale | 67,918,000 | USD | evidence → |
| Securities held to maturity | 8,050,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 501,960,000 | USD | evidence → |
| Interest-bearing deposits | 404,657,000 | USD | evidence → |
| Noninterest-bearing deposits | 97,303,000 | USD | evidence → |
| Equity capital | 77,091,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,633,000 | USD | evidence → |
| Interest expense | 1,853,000 | USD | evidence → |
| Net interest income | 9,780,000 | USD | evidence → |
| Noninterest income | 2,495,000 | USD | evidence → |
| Noninterest expense | 6,209,000 | USD | evidence → |
| Provision for loan losses | 725,000 | USD | evidence → |
| Pretax income | 5,499,000 | USD | evidence → |
| Income tax | 1,444,000 | USD | evidence → |
| Net income | 4,055,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 77,090,000 | USD | evidence → |
| Total capital | 81,931,000 | USD | evidence → |
| Risk-weighted assets | 386,991,000 | USD | evidence → |