Call report 2020Q4
BANK OF PONTIAC — 2020Q4
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 624,835,000 | USD | evidence → |
| Total loans | 437,876,000 | USD | evidence → |
| Allowance for loan losses | 5,959,000 | USD | evidence → |
| Securities available for sale | 74,907,000 | USD | evidence → |
| Securities held to maturity | 4,651,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 536,559,000 | USD | evidence → |
| Interest-bearing deposits | 421,116,000 | USD | evidence → |
| Noninterest-bearing deposits | 115,443,000 | USD | evidence → |
| Equity capital | 73,388,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,873,000 | USD | evidence → |
| Interest expense | 3,198,000 | USD | evidence → |
| Net interest income | 19,675,000 | USD | evidence → |
| Noninterest income | 6,446,000 | USD | evidence → |
| Noninterest expense | 13,228,000 | USD | evidence → |
| Provision for loan losses | 1,950,000 | USD | evidence → |
| Pretax income | 11,101,000 | USD | evidence → |
| Income tax | 2,821,000 | USD | evidence → |
| Net income | 8,280,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 73,359,000 | USD | evidence → |
| Total capital | 78,438,000 | USD | evidence → |
| Risk-weighted assets | 405,502,000 | USD | evidence → |