Call report 2020Q1
BANK OF PONTIAC — 2020Q1
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2020Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 555,354,000 | USD | evidence → |
| Total loans | 427,257,000 | USD | evidence → |
| Allowance for loan losses | 4,750,000 | USD | evidence → |
| Securities available for sale | 63,235,000 | USD | evidence → |
| Securities held to maturity | 8,058,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 470,741,000 | USD | evidence → |
| Interest-bearing deposits | 389,208,000 | USD | evidence → |
| Noninterest-bearing deposits | 81,533,000 | USD | evidence → |
| Equity capital | 72,657,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,922,000 | USD | evidence → |
| Interest expense | 1,013,000 | USD | evidence → |
| Net interest income | 4,909,000 | USD | evidence → |
| Noninterest income | 813,000 | USD | evidence → |
| Noninterest expense | 3,136,000 | USD | evidence → |
| Provision for loan losses | 225,000 | USD | evidence → |
| Pretax income | 2,519,000 | USD | evidence → |
| Income tax | 660,000 | USD | evidence → |
| Net income | 1,859,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 74,867,000 | USD | evidence → |
| Total capital | 79,617,000 | USD | evidence → |
| Risk-weighted assets | 405,316,000 | USD | evidence → |