Call report 2019Q4
BANK OF PONTIAC — 2019Q4
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 566,444,000 | USD | evidence → |
| Total loans | 425,624,000 | USD | evidence → |
| Allowance for loan losses | 4,631,000 | USD | evidence → |
| Securities available for sale | 65,060,000 | USD | evidence → |
| Securities held to maturity | 8,067,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 483,311,000 | USD | evidence → |
| Interest-bearing deposits | 392,175,000 | USD | evidence → |
| Noninterest-bearing deposits | 91,136,000 | USD | evidence → |
| Equity capital | 71,496,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,548,000 | USD | evidence → |
| Interest expense | 3,959,000 | USD | evidence → |
| Net interest income | 19,589,000 | USD | evidence → |
| Noninterest income | 3,065,000 | USD | evidence → |
| Noninterest expense | 12,424,000 | USD | evidence → |
| Provision for loan losses | 1,080,000 | USD | evidence → |
| Pretax income | 9,153,000 | USD | evidence → |
| Income tax | 2,322,000 | USD | evidence → |
| Net income | 6,831,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 72,980,000 | USD | evidence → |
| Total capital | 77,610,000 | USD | evidence → |
| Risk-weighted assets | 404,786,000 | USD | evidence → |