Call report 2019Q3
BANK OF PONTIAC — 2019Q3
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2019Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 559,629,000 | USD | evidence → |
| Total loans | 422,797,000 | USD | evidence → |
| Allowance for loan losses | 4,595,000 | USD | evidence → |
| Securities available for sale | 67,316,000 | USD | evidence → |
| Securities held to maturity | 10,942,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 473,913,000 | USD | evidence → |
| Interest-bearing deposits | 402,967,000 | USD | evidence → |
| Noninterest-bearing deposits | 70,946,000 | USD | evidence → |
| Equity capital | 75,492,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,516,000 | USD | evidence → |
| Interest expense | 2,900,000 | USD | evidence → |
| Net interest income | 14,616,000 | USD | evidence → |
| Noninterest income | 2,179,000 | USD | evidence → |
| Noninterest expense | 9,243,000 | USD | evidence → |
| Provision for loan losses | 900,000 | USD | evidence → |
| Pretax income | 6,655,000 | USD | evidence → |
| Income tax | 1,696,000 | USD | evidence → |
| Net income | 4,959,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 75,327,000 | USD | evidence → |
| Total capital | 79,922,000 | USD | evidence → |
| Risk-weighted assets | 400,564,000 | USD | evidence → |