Call report 2016Q1
BANK OF PONTIAC — 2016Q1
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 486,385,000 | USD | evidence → |
| Total loans | 332,007,000 | USD | evidence → |
| Allowance for loan losses | 3,832,000 | USD | evidence → |
| Securities available for sale | 96,368,000 | USD | evidence → |
| Securities held to maturity | 5,851,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 413,342,000 | USD | evidence → |
| Interest-bearing deposits | 353,709,000 | USD | evidence → |
| Noninterest-bearing deposits | 59,633,000 | USD | evidence → |
| Equity capital | 63,170,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,654,000 | USD | evidence → |
| Interest expense | 422,000 | USD | evidence → |
| Net interest income | 4,232,000 | USD | evidence → |
| Noninterest income | 782,000 | USD | evidence → |
| Noninterest expense | 2,680,000 | USD | evidence → |
| Provision for loan losses | 1,420,000 | USD | evidence → |
| Pretax income | 1,016,000 | USD | evidence → |
| Income tax | 275,000 | USD | evidence → |
| Net income | 741,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 62,392,000 | USD | evidence → |
| Total capital | 66,224,000 | USD | evidence → |
| Risk-weighted assets | 310,876,000 | USD | evidence → |