Call report 2016Q2
BANK OF PONTIAC — 2016Q2
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2016Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 498,532,000 | USD | evidence → |
| Total loans | 339,210,000 | USD | evidence → |
| Allowance for loan losses | 3,771,000 | USD | evidence → |
| Securities available for sale | 94,283,000 | USD | evidence → |
| Securities held to maturity | 5,839,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 423,278,000 | USD | evidence → |
| Interest-bearing deposits | 363,345,000 | USD | evidence → |
| Noninterest-bearing deposits | 59,933,000 | USD | evidence → |
| Equity capital | 65,093,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,283,000 | USD | evidence → |
| Interest expense | 850,000 | USD | evidence → |
| Net interest income | 8,433,000 | USD | evidence → |
| Noninterest income | 1,573,000 | USD | evidence → |
| Noninterest expense | 5,329,000 | USD | evidence → |
| Provision for loan losses | 1,420,000 | USD | evidence → |
| Pretax income | 3,483,000 | USD | evidence → |
| Income tax | 1,114,000 | USD | evidence → |
| Net income | 2,369,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 64,061,000 | USD | evidence → |
| Total capital | 67,832,000 | USD | evidence → |
| Risk-weighted assets | 318,266,000 | USD | evidence → |