Call report 2015Q4
BANK OF PONTIAC — 2015Q4
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 483,520,000 | USD | evidence → |
| Total loans | 340,575,000 | USD | evidence → |
| Allowance for loan losses | 3,856,000 | USD | evidence → |
| Securities available for sale | 100,223,000 | USD | evidence → |
| Securities held to maturity | 4,863,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 411,399,000 | USD | evidence → |
| Interest-bearing deposits | 344,913,000 | USD | evidence → |
| Noninterest-bearing deposits | 66,486,000 | USD | evidence → |
| Equity capital | 62,149,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,484,000 | USD | evidence → |
| Interest expense | 1,596,000 | USD | evidence → |
| Net interest income | 16,888,000 | USD | evidence → |
| Noninterest income | 3,175,000 | USD | evidence → |
| Noninterest expense | 10,847,000 | USD | evidence → |
| Provision for loan losses | 1,375,000 | USD | evidence → |
| Pretax income | 8,054,000 | USD | evidence → |
| Income tax | 2,738,000 | USD | evidence → |
| Net income | 5,316,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 61,806,000 | USD | evidence → |
| Total capital | 65,662,000 | USD | evidence → |
| Risk-weighted assets | 314,375,000 | USD | evidence → |