Call report 2015Q3
BANK OF PONTIAC — 2015Q3
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2015Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 486,375,000 | USD | evidence → |
| Total loans | 330,114,000 | USD | evidence → |
| Allowance for loan losses | 4,079,000 | USD | evidence → |
| Securities available for sale | 99,061,000 | USD | evidence → |
| Securities held to maturity | 5,525,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 410,330,000 | USD | evidence → |
| Interest-bearing deposits | 358,763,000 | USD | evidence → |
| Noninterest-bearing deposits | 51,567,000 | USD | evidence → |
| Equity capital | 64,009,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,783,000 | USD | evidence → |
| Interest expense | 1,191,000 | USD | evidence → |
| Net interest income | 12,592,000 | USD | evidence → |
| Noninterest income | 2,260,000 | USD | evidence → |
| Noninterest expense | 8,093,000 | USD | evidence → |
| Provision for loan losses | 675,000 | USD | evidence → |
| Pretax income | 6,217,000 | USD | evidence → |
| Income tax | 2,046,000 | USD | evidence → |
| Net income | 4,171,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 63,882,000 | USD | evidence → |
| Total capital | 67,701,000 | USD | evidence → |
| Risk-weighted assets | 305,293,000 | USD | evidence → |