Call report 2015Q2
BANK OF PONTIAC — 2015Q2
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2015Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 476,941,000 | USD | evidence → |
| Total loans | 328,093,000 | USD | evidence → |
| Allowance for loan losses | 4,054,000 | USD | evidence → |
| Securities available for sale | 104,444,000 | USD | evidence → |
| Securities held to maturity | 5,538,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 402,586,000 | USD | evidence → |
| Interest-bearing deposits | 348,968,000 | USD | evidence → |
| Noninterest-bearing deposits | 53,618,000 | USD | evidence → |
| Equity capital | 62,534,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,181,000 | USD | evidence → |
| Interest expense | 787,000 | USD | evidence → |
| Net interest income | 8,394,000 | USD | evidence → |
| Noninterest income | 1,534,000 | USD | evidence → |
| Noninterest expense | 5,377,000 | USD | evidence → |
| Provision for loan losses | 450,000 | USD | evidence → |
| Pretax income | 4,170,000 | USD | evidence → |
| Income tax | 1,377,000 | USD | evidence → |
| Net income | 2,793,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 61,807,000 | USD | evidence → |
| Total capital | 65,608,000 | USD | evidence → |
| Risk-weighted assets | 303,793,000 | USD | evidence → |