Call report 2015Q1
BANK OF PONTIAC — 2015Q1
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 478,325,000 | USD | evidence → |
| Total loans | 323,883,000 | USD | evidence → |
| Allowance for loan losses | 4,202,000 | USD | evidence → |
| Securities available for sale | 108,468,000 | USD | evidence → |
| Securities held to maturity | 3,965,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 406,310,000 | USD | evidence → |
| Interest-bearing deposits | 350,115,000 | USD | evidence → |
| Noninterest-bearing deposits | 56,195,000 | USD | evidence → |
| Equity capital | 61,695,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,610,000 | USD | evidence → |
| Interest expense | 393,000 | USD | evidence → |
| Net interest income | 4,217,000 | USD | evidence → |
| Noninterest income | 872,000 | USD | evidence → |
| Noninterest expense | 2,656,000 | USD | evidence → |
| Provision for loan losses | 225,000 | USD | evidence → |
| Pretax income | 2,277,000 | USD | evidence → |
| Income tax | 769,000 | USD | evidence → |
| Net income | 1,508,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 60,447,000 | USD | evidence → |
| Total capital | 64,197,000 | USD | evidence → |
| Risk-weighted assets | 300,140,000 | USD | evidence → |