Call report 2014Q4
BANK OF PONTIAC — 2014Q4
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 489,937,000 | USD | evidence → |
| Total loans | 324,592,000 | USD | evidence → |
| Allowance for loan losses | 4,154,000 | USD | evidence → |
| Securities available for sale | 111,180,000 | USD | evidence → |
| Securities held to maturity | 3,968,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 419,920,000 | USD | evidence → |
| Interest-bearing deposits | 354,507,000 | USD | evidence → |
| Noninterest-bearing deposits | 65,413,000 | USD | evidence → |
| Equity capital | 59,808,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,239,000 | USD | evidence → |
| Interest expense | 1,664,000 | USD | evidence → |
| Net interest income | 16,575,000 | USD | evidence → |
| Noninterest income | 2,700,000 | USD | evidence → |
| Noninterest expense | 10,110,000 | USD | evidence → |
| Provision for loan losses | 1,480,000 | USD | evidence → |
| Pretax income | 8,076,000 | USD | evidence → |
| Income tax | 2,551,000 | USD | evidence → |
| Net income | 5,525,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 58,862,000 | USD | evidence → |
| Total capital | 62,623,000 | USD | evidence → |
| Risk-weighted assets | 301,422,000 | USD | evidence → |