Call report 2014Q3
BANK OF PONTIAC — 2014Q3
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2014Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 483,371,000 | USD | evidence → |
| Total loans | 313,577,000 | USD | evidence → |
| Allowance for loan losses | 4,056,000 | USD | evidence → |
| Securities available for sale | 113,860,000 | USD | evidence → |
| Securities held to maturity | 4,479,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 412,487,000 | USD | evidence → |
| Interest-bearing deposits | 365,714,000 | USD | evidence → |
| Noninterest-bearing deposits | 46,773,000 | USD | evidence → |
| Equity capital | 62,724,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,584,000 | USD | evidence → |
| Interest expense | 1,254,000 | USD | evidence → |
| Net interest income | 12,330,000 | USD | evidence → |
| Noninterest income | 1,896,000 | USD | evidence → |
| Noninterest expense | 7,537,000 | USD | evidence → |
| Provision for loan losses | 725,000 | USD | evidence → |
| Pretax income | 6,244,000 | USD | evidence → |
| Income tax | 2,266,000 | USD | evidence → |
| Net income | 3,978,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 61,830,000 | USD | evidence → |
| Total capital | 65,483,000 | USD | evidence → |
| Risk-weighted assets | 291,813,000 | USD | evidence → |