Call report 2014Q2
BANK OF PONTIAC — 2014Q2
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2014Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 483,380,000 | USD | evidence → |
| Total loans | 309,071,000 | USD | evidence → |
| Allowance for loan losses | 3,993,000 | USD | evidence → |
| Securities available for sale | 114,312,000 | USD | evidence → |
| Securities held to maturity | 4,484,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 413,062,000 | USD | evidence → |
| Interest-bearing deposits | 361,271,000 | USD | evidence → |
| Noninterest-bearing deposits | 51,791,000 | USD | evidence → |
| Equity capital | 61,767,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,054,000 | USD | evidence → |
| Interest expense | 830,000 | USD | evidence → |
| Net interest income | 8,224,000 | USD | evidence → |
| Noninterest income | 1,340,000 | USD | evidence → |
| Noninterest expense | 4,952,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 4,409,000 | USD | evidence → |
| Income tax | 1,617,000 | USD | evidence → |
| Net income | 2,792,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 60,645,000 | USD | evidence → |
| Total capital | 64,213,000 | USD | evidence → |
| Risk-weighted assets | 285,049,000 | USD | evidence → |