Call report 2012Q1
BANK OF PONTIAC — 2012Q1
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 371,972,000 | USD | evidence → |
| Total loans | 237,190,000 | USD | evidence → |
| Allowance for loan losses | 5,527,000 | USD | evidence → |
| Securities available for sale | 100,939,000 | USD | evidence → |
| Securities held to maturity | 1,608,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 310,214,000 | USD | evidence → |
| Interest-bearing deposits | 271,557,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,657,000 | USD | evidence → |
| Equity capital | 48,761,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,172,000 | USD | evidence → |
| Interest expense | 647,000 | USD | evidence → |
| Net interest income | 3,525,000 | USD | evidence → |
| Noninterest income | 113,000 | USD | evidence → |
| Noninterest expense | 2,023,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,707,000 | USD | evidence → |
| Income tax | 583,000 | USD | evidence → |
| Net income | 1,124,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 47,970,000 | USD | evidence → |
| Total capital | 50,803,000 | USD | evidence → |
| Risk-weighted assets | 223,940,000 | USD | evidence → |