Call report 2011Q4
BANK OF PONTIAC — 2011Q4
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2011Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 390,583,000 | USD | evidence → |
| Total loans | 236,550,000 | USD | evidence → |
| Allowance for loan losses | 5,725,000 | USD | evidence → |
| Securities available for sale | 106,004,000 | USD | evidence → |
| Securities held to maturity | 1,125,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 329,377,000 | USD | evidence → |
| Interest-bearing deposits | 287,663,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,714,000 | USD | evidence → |
| Equity capital | 47,912,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,182,000 | USD | evidence → |
| Interest expense | 3,353,000 | USD | evidence → |
| Net interest income | 13,829,000 | USD | evidence → |
| Noninterest income | 1,753,000 | USD | evidence → |
| Noninterest expense | 7,774,000 | USD | evidence → |
| Provision for loan losses | 2,850,000 | USD | evidence → |
| Pretax income | 5,205,000 | USD | evidence → |
| Income tax | 1,500,000 | USD | evidence → |
| Net income | 3,705,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 46,847,000 | USD | evidence → |
| Total capital | 49,701,000 | USD | evidence → |
| Risk-weighted assets | 225,411,000 | USD | evidence → |