Call report 2012Q2
BANK OF PONTIAC — 2012Q2
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 370,438,000 | USD | evidence → |
| Total loans | 232,060,000 | USD | evidence → |
| Allowance for loan losses | 4,786,000 | USD | evidence → |
| Securities available for sale | 96,912,000 | USD | evidence → |
| Securities held to maturity | 3,231,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 308,555,000 | USD | evidence → |
| Interest-bearing deposits | 269,780,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,775,000 | USD | evidence → |
| Equity capital | 50,069,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,201,000 | USD | evidence → |
| Interest expense | 1,233,000 | USD | evidence → |
| Net interest income | 6,968,000 | USD | evidence → |
| Noninterest income | 214,000 | USD | evidence → |
| Noninterest expense | 4,072,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 3,203,000 | USD | evidence → |
| Income tax | 1,077,000 | USD | evidence → |
| Net income | 2,126,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 48,974,000 | USD | evidence → |
| Total capital | 51,742,000 | USD | evidence → |
| Risk-weighted assets | 219,392,000 | USD | evidence → |