Call report 2009Q1
BANK OF PONTIAC — 2009Q1
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2009Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 274,463,000 | USD | evidence → |
| Total loans | 188,825,000 | USD | evidence → |
| Allowance for loan losses | 3,064,000 | USD | evidence → |
| Securities available for sale | 68,196,000 | USD | evidence → |
| Securities held to maturity | 175,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 223,075,000 | USD | evidence → |
| Interest-bearing deposits | 192,324,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,751,000 | USD | evidence → |
| Equity capital | 37,375,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,824,000 | USD | evidence → |
| Interest expense | 1,187,000 | USD | evidence → |
| Net interest income | 2,637,000 | USD | evidence → |
| Noninterest income | 773,000 | USD | evidence → |
| Noninterest expense | 1,855,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 1,406,000 | USD | evidence → |
| Income tax | 505,000 | USD | evidence → |
| Net income | 901,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,154,000 | USD | evidence → |
| Total capital | 39,391,000 | USD | evidence → |
| Risk-weighted assets | 178,110,000 | USD | evidence → |