Call report 2008Q4
BANK OF PONTIAC — 2008Q4
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 293,106,000 | USD | evidence → |
| Total loans | 182,917,000 | USD | evidence → |
| Allowance for loan losses | 3,099,000 | USD | evidence → |
| Securities available for sale | 71,552,000 | USD | evidence → |
| Securities held to maturity | 188,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 244,463,000 | USD | evidence → |
| Interest-bearing deposits | 211,633,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,830,000 | USD | evidence → |
| Equity capital | 37,124,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,047,000 | USD | evidence → |
| Interest expense | 5,760,000 | USD | evidence → |
| Net interest income | 10,287,000 | USD | evidence → |
| Noninterest income | 2,372,000 | USD | evidence → |
| Noninterest expense | 6,470,000 | USD | evidence → |
| Provision for loan losses | 1,050,000 | USD | evidence → |
| Pretax income | 5,216,000 | USD | evidence → |
| Income tax | 1,601,000 | USD | evidence → |
| Net income | 3,615,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,877,000 | USD | evidence → |
| Total capital | 39,104,000 | USD | evidence → |
| Risk-weighted assets | 177,284,000 | USD | evidence → |