Call report 2009Q2
BANK OF PONTIAC — 2009Q2
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2009Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 280,695,000 | USD | evidence → |
| Total loans | 192,872,000 | USD | evidence → |
| Allowance for loan losses | 3,141,000 | USD | evidence → |
| Securities available for sale | 65,375,000 | USD | evidence → |
| Securities held to maturity | 425,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 230,172,000 | USD | evidence → |
| Interest-bearing deposits | 200,136,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,036,000 | USD | evidence → |
| Equity capital | 37,270,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,621,000 | USD | evidence → |
| Interest expense | 2,323,000 | USD | evidence → |
| Net interest income | 5,298,000 | USD | evidence → |
| Noninterest income | 1,423,000 | USD | evidence → |
| Noninterest expense | 3,671,000 | USD | evidence → |
| Provision for loan losses | 400,000 | USD | evidence → |
| Pretax income | 2,651,000 | USD | evidence → |
| Income tax | 908,000 | USD | evidence → |
| Net income | 1,743,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,370,000 | USD | evidence → |
| Total capital | 39,620,000 | USD | evidence → |
| Risk-weighted assets | 179,103,000 | USD | evidence → |