Call report 2008Q3
BANK OF PONTIAC — 2008Q3
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 275,463,000 | USD | evidence → |
| Total loans | 184,917,000 | USD | evidence → |
| Allowance for loan losses | 2,863,000 | USD | evidence → |
| Securities available for sale | 65,574,000 | USD | evidence → |
| Securities held to maturity | 188,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 225,936,000 | USD | evidence → |
| Interest-bearing deposits | 192,195,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,741,000 | USD | evidence → |
| Equity capital | 36,325,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,134,000 | USD | evidence → |
| Interest expense | 4,436,000 | USD | evidence → |
| Net interest income | 7,698,000 | USD | evidence → |
| Noninterest income | 1,583,000 | USD | evidence → |
| Noninterest expense | 4,855,000 | USD | evidence → |
| Provision for loan losses | 550,000 | USD | evidence → |
| Pretax income | 3,953,000 | USD | evidence → |
| Income tax | 1,341,000 | USD | evidence → |
| Net income | 2,612,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,499,000 | USD | evidence → |
| Total capital | 38,692,000 | USD | evidence → |
| Risk-weighted assets | 174,807,000 | USD | evidence → |