Call report 2008Q2
BANK OF PONTIAC — 2008Q2
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 269,595,000 | USD | evidence → |
| Total loans | 184,875,000 | USD | evidence → |
| Allowance for loan losses | 2,724,000 | USD | evidence → |
| Securities available for sale | 63,285,000 | USD | evidence → |
| Securities held to maturity | 188,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 222,508,000 | USD | evidence → |
| Interest-bearing deposits | 190,966,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,542,000 | USD | evidence → |
| Equity capital | 35,509,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,106,000 | USD | evidence → |
| Interest expense | 3,052,000 | USD | evidence → |
| Net interest income | 5,054,000 | USD | evidence → |
| Noninterest income | 1,025,000 | USD | evidence → |
| Noninterest expense | 3,338,000 | USD | evidence → |
| Provision for loan losses | 320,000 | USD | evidence → |
| Pretax income | 2,498,000 | USD | evidence → |
| Income tax | 835,000 | USD | evidence → |
| Net income | 1,663,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,175,000 | USD | evidence → |
| Total capital | 38,357,000 | USD | evidence → |
| Risk-weighted assets | 174,052,000 | USD | evidence → |