Call report 2006Q1
BANK OF PONTIAC — 2006Q1
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2006Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 233,068,000 | USD | evidence → |
| Total loans | 152,328,000 | USD | evidence → |
| Allowance for loan losses | 3,349,000 | USD | evidence → |
| Securities available for sale | 65,218,000 | USD | evidence → |
| Securities held to maturity | 211,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 195,685,000 | USD | evidence → |
| Interest-bearing deposits | 172,237,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,448,000 | USD | evidence → |
| Equity capital | 33,151,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,396,000 | USD | evidence → |
| Interest expense | 1,126,000 | USD | evidence → |
| Net interest income | 2,270,000 | USD | evidence → |
| Noninterest income | 330,000 | USD | evidence → |
| Noninterest expense | 1,328,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 1,122,000 | USD | evidence → |
| Income tax | 356,000 | USD | evidence → |
| Net income | 766,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 33,380,000 | USD | evidence → |
| Total capital | 35,121,000 | USD | evidence → |
| Risk-weighted assets | 137,632,000 | USD | evidence → |