Call report 2006Q2
BANK OF PONTIAC — 2006Q2
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2006Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 237,864,000 | USD | evidence → |
| Total loans | 153,036,000 | USD | evidence → |
| Allowance for loan losses | 3,454,000 | USD | evidence → |
| Securities available for sale | 68,053,000 | USD | evidence → |
| Securities held to maturity | 211,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 200,071,000 | USD | evidence → |
| Interest-bearing deposits | 174,871,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,200,000 | USD | evidence → |
| Equity capital | 32,779,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,950,000 | USD | evidence → |
| Interest expense | 2,392,000 | USD | evidence → |
| Net interest income | 4,558,000 | USD | evidence → |
| Noninterest income | 648,000 | USD | evidence → |
| Noninterest expense | 2,708,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 2,198,000 | USD | evidence → |
| Income tax | 693,000 | USD | evidence → |
| Net income | 1,505,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 33,619,000 | USD | evidence → |
| Total capital | 35,395,000 | USD | evidence → |
| Risk-weighted assets | 140,422,000 | USD | evidence → |