Call report 2005Q4
BANK OF PONTIAC — 2005Q4
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 237,537,000 | USD | evidence → |
| Total loans | 152,161,000 | USD | evidence → |
| Allowance for loan losses | 3,244,000 | USD | evidence → |
| Securities available for sale | 64,859,000 | USD | evidence → |
| Securities held to maturity | 221,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 199,326,000 | USD | evidence → |
| Interest-bearing deposits | 172,537,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,789,000 | USD | evidence → |
| Equity capital | 32,985,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,178,000 | USD | evidence → |
| Interest expense | 3,851,000 | USD | evidence → |
| Net interest income | 9,327,000 | USD | evidence → |
| Noninterest income | 1,740,000 | USD | evidence → |
| Noninterest expense | 5,183,000 | USD | evidence → |
| Provision for loan losses | 800,000 | USD | evidence → |
| Pretax income | 5,089,000 | USD | evidence → |
| Income tax | 1,420,000 | USD | evidence → |
| Net income | 3,669,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 33,113,000 | USD | evidence → |
| Total capital | 34,786,000 | USD | evidence → |
| Risk-weighted assets | 132,278,000 | USD | evidence → |