Call report 2005Q3
BANK OF PONTIAC — 2005Q3
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 237,246,000 | USD | evidence → |
| Total loans | 149,562,000 | USD | evidence → |
| Allowance for loan losses | 3,236,000 | USD | evidence → |
| Securities available for sale | 67,553,000 | USD | evidence → |
| Securities held to maturity | 472,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 199,214,000 | USD | evidence → |
| Interest-bearing deposits | 175,624,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,590,000 | USD | evidence → |
| Equity capital | 32,637,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,686,000 | USD | evidence → |
| Interest expense | 2,774,000 | USD | evidence → |
| Net interest income | 6,912,000 | USD | evidence → |
| Noninterest income | 1,213,000 | USD | evidence → |
| Noninterest expense | 3,859,000 | USD | evidence → |
| Provision for loan losses | 600,000 | USD | evidence → |
| Pretax income | 3,666,000 | USD | evidence → |
| Income tax | 1,167,000 | USD | evidence → |
| Net income | 2,499,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,443,000 | USD | evidence → |
| Total capital | 34,092,000 | USD | evidence → |
| Risk-weighted assets | 130,339,000 | USD | evidence → |