Call report 2005Q2
BANK OF PONTIAC — 2005Q2
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 231,552,000 | USD | evidence → |
| Total loans | 147,861,000 | USD | evidence → |
| Allowance for loan losses | 3,190,000 | USD | evidence → |
| Securities available for sale | 65,865,000 | USD | evidence → |
| Securities held to maturity | 473,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 193,737,000 | USD | evidence → |
| Interest-bearing deposits | 169,396,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,341,000 | USD | evidence → |
| Equity capital | 32,498,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,299,000 | USD | evidence → |
| Interest expense | 1,770,000 | USD | evidence → |
| Net interest income | 4,529,000 | USD | evidence → |
| Noninterest income | 853,000 | USD | evidence → |
| Noninterest expense | 2,554,000 | USD | evidence → |
| Provision for loan losses | 450,000 | USD | evidence → |
| Pretax income | 2,378,000 | USD | evidence → |
| Income tax | 752,000 | USD | evidence → |
| Net income | 1,626,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,070,000 | USD | evidence → |
| Total capital | 33,679,000 | USD | evidence → |
| Risk-weighted assets | 127,118,000 | USD | evidence → |