Call report 2005Q1
BANK OF PONTIAC — 2005Q1
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 229,208,000 | USD | evidence → |
| Total loans | 145,622,000 | USD | evidence → |
| Allowance for loan losses | 3,255,000 | USD | evidence → |
| Securities available for sale | 66,716,000 | USD | evidence → |
| Securities held to maturity | 473,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 193,318,000 | USD | evidence → |
| Interest-bearing deposits | 169,732,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,586,000 | USD | evidence → |
| Equity capital | 31,938,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,114,000 | USD | evidence → |
| Interest expense | 849,000 | USD | evidence → |
| Net interest income | 2,265,000 | USD | evidence → |
| Noninterest income | 377,000 | USD | evidence → |
| Noninterest expense | 1,271,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 1,221,000 | USD | evidence → |
| Income tax | 392,000 | USD | evidence → |
| Net income | 829,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,774,000 | USD | evidence → |
| Total capital | 33,357,000 | USD | evidence → |
| Risk-weighted assets | 124,963,000 | USD | evidence → |