Call report 2004Q4
BANK OF PONTIAC — 2004Q4
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 229,901,000 | USD | evidence → |
| Total loans | 147,658,000 | USD | evidence → |
| Allowance for loan losses | 3,195,000 | USD | evidence → |
| Securities available for sale | 65,489,000 | USD | evidence → |
| Securities held to maturity | 484,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 191,220,000 | USD | evidence → |
| Interest-bearing deposits | 137,699,000 | USD | evidence → |
| Noninterest-bearing deposits | 53,521,000 | USD | evidence → |
| Equity capital | 32,241,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,894,000 | USD | evidence → |
| Interest expense | 3,234,000 | USD | evidence → |
| Net interest income | 9,660,000 | USD | evidence → |
| Noninterest income | 1,627,000 | USD | evidence → |
| Noninterest expense | 4,972,000 | USD | evidence → |
| Provision for loan losses | 750,000 | USD | evidence → |
| Pretax income | 5,574,000 | USD | evidence → |
| Income tax | 1,630,000 | USD | evidence → |
| Net income | 3,944,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,444,000 | USD | evidence → |
| Total capital | 33,089,000 | USD | evidence → |
| Risk-weighted assets | 130,039,000 | USD | evidence → |