Call report 2004Q3
BANK OF PONTIAC — 2004Q3
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 234,412,000 | USD | evidence → |
| Total loans | 148,654,000 | USD | evidence → |
| Allowance for loan losses | 3,293,000 | USD | evidence → |
| Securities available for sale | 62,615,000 | USD | evidence → |
| Securities held to maturity | 485,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 195,936,000 | USD | evidence → |
| Interest-bearing deposits | 174,445,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,491,000 | USD | evidence → |
| Equity capital | 31,818,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,757,000 | USD | evidence → |
| Interest expense | 2,413,000 | USD | evidence → |
| Net interest income | 7,344,000 | USD | evidence → |
| Noninterest income | 1,219,000 | USD | evidence → |
| Noninterest expense | 3,731,000 | USD | evidence → |
| Provision for loan losses | 550,000 | USD | evidence → |
| Pretax income | 4,290,000 | USD | evidence → |
| Income tax | 1,446,000 | USD | evidence → |
| Net income | 2,844,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,844,000 | USD | evidence → |
| Total capital | 32,500,000 | USD | evidence → |
| Risk-weighted assets | 130,867,000 | USD | evidence → |