Call report 2004Q2
BANK OF PONTIAC — 2004Q2
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 229,560,000 | USD | evidence → |
| Total loans | 149,905,000 | USD | evidence → |
| Allowance for loan losses | 3,164,000 | USD | evidence → |
| Securities available for sale | 61,800,000 | USD | evidence → |
| Securities held to maturity | 486,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 195,441,000 | USD | evidence → |
| Interest-bearing deposits | 173,840,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,600,000 | USD | evidence → |
| Equity capital | 30,526,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,527,000 | USD | evidence → |
| Interest expense | 1,608,000 | USD | evidence → |
| Net interest income | 4,919,000 | USD | evidence → |
| Noninterest income | 819,000 | USD | evidence → |
| Noninterest expense | 2,514,000 | USD | evidence → |
| Provision for loan losses | 400,000 | USD | evidence → |
| Pretax income | 2,832,000 | USD | evidence → |
| Income tax | 952,000 | USD | evidence → |
| Net income | 1,880,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,380,000 | USD | evidence → |
| Total capital | 32,034,000 | USD | evidence → |
| Risk-weighted assets | 130,851,000 | USD | evidence → |