Call report 2004Q1
BANK OF PONTIAC — 2004Q1
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 230,698,000 | USD | evidence → |
| Total loans | 147,730,000 | USD | evidence → |
| Allowance for loan losses | 3,153,000 | USD | evidence → |
| Securities available for sale | 63,871,000 | USD | evidence → |
| Securities held to maturity | 487,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 194,820,000 | USD | evidence → |
| Interest-bearing deposits | 174,900,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,920,000 | USD | evidence → |
| Equity capital | 31,553,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,289,000 | USD | evidence → |
| Interest expense | 818,000 | USD | evidence → |
| Net interest income | 2,471,000 | USD | evidence → |
| Noninterest income | 434,000 | USD | evidence → |
| Noninterest expense | 1,277,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 1,485,000 | USD | evidence → |
| Income tax | 499,000 | USD | evidence → |
| Net income | 986,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,985,000 | USD | evidence → |
| Total capital | 31,630,000 | USD | evidence → |
| Risk-weighted assets | 130,110,000 | USD | evidence → |