Call report 2003Q4
BANK OF PONTIAC — 2003Q4
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 226,986,000 | USD | evidence → |
| Total loans | 147,794,000 | USD | evidence → |
| Allowance for loan losses | 3,044,000 | USD | evidence → |
| Securities available for sale | 64,574,000 | USD | evidence → |
| Securities held to maturity | 508,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 189,161,000 | USD | evidence → |
| Interest-bearing deposits | 167,157,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,004,000 | USD | evidence → |
| Equity capital | 30,772,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,499,000 | USD | evidence → |
| Interest expense | 3,683,000 | USD | evidence → |
| Net interest income | 9,816,000 | USD | evidence → |
| Noninterest income | 1,815,000 | USD | evidence → |
| Noninterest expense | 4,887,000 | USD | evidence → |
| Provision for loan losses | 700,000 | USD | evidence → |
| Pretax income | 6,063,000 | USD | evidence → |
| Income tax | 1,895,000 | USD | evidence → |
| Net income | 4,168,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,500,000 | USD | evidence → |
| Total capital | 31,122,000 | USD | evidence → |
| Risk-weighted assets | 128,342,000 | USD | evidence → |