Call report 2003Q3
BANK OF PONTIAC — 2003Q3
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 230,497,000 | USD | evidence → |
| Total loans | 147,960,000 | USD | evidence → |
| Allowance for loan losses | 3,096,000 | USD | evidence → |
| Securities available for sale | 66,073,000 | USD | evidence → |
| Securities held to maturity | 735,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 195,149,000 | USD | evidence → |
| Interest-bearing deposits | 148,945,000 | USD | evidence → |
| Noninterest-bearing deposits | 46,204,000 | USD | evidence → |
| Equity capital | 30,132,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,176,000 | USD | evidence → |
| Interest expense | 2,840,000 | USD | evidence → |
| Net interest income | 7,336,000 | USD | evidence → |
| Noninterest income | 1,324,000 | USD | evidence → |
| Noninterest expense | 3,641,000 | USD | evidence → |
| Provision for loan losses | 450,000 | USD | evidence → |
| Pretax income | 4,585,000 | USD | evidence → |
| Income tax | 1,618,000 | USD | evidence → |
| Net income | 2,967,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,924,000 | USD | evidence → |
| Total capital | 30,550,000 | USD | evidence → |
| Risk-weighted assets | 128,583,000 | USD | evidence → |